Cheapest HDB Flats in Toa Payoh (2026)
The most affordable HDB block in Toa Payoh is Block 55 at Lorong 5 Toa Payoh, with a median resale price of $212,500 as of Mar 2026. This block was built in 1967 and has 40 years of lease remaining.
10 Most Affordable HDB Blocks in Toa Payoh
| Rank | Block | Street | Median Price | Built | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 55 | Lorong 5 Toa Payoh | $212,500 | 1967 | 40 years |
| #2 | Block 161 | Lorong 1 Toa Payoh | $237,500 | 1972 | 45 years |
| #3 | Block 54 | Lorong 5 Toa Payoh | $241,000 | 1967 | 40 years |
| #4 | Block 94 | Lorong 4 Toa Payoh | $242,000 | 1967 | 40 years |
| #5 | Block 120 | Lorong 2 Toa Payoh | $242,500 | 1968 | 41 years |
| #6 | Block 52 | Lorong 6 Toa Payoh | $242,500 | 1983 | 56 years |
| #7 | Block 58 | Lorong 4 Toa Payoh | $245,000 | 1967 | 42 years |
| #8 | Block 160 | Lorong 1 Toa Payoh | $247,500 | 1972 | 46 years |
| #9 | Block 2 | Upper Aljunied Lane | $248,000 | 1968 | 41 years |
| #10 | Block 3 | Upper Aljunied Lane | $253,000 | 1968 | 41 years |
Why Are These Flats More Affordable?
The most affordable HDB blocks in Toa Payoh tend to be older buildings with shorter remaining leases (averaging 43 years). Lower prices may also reflect smaller flat types or lower floor levels. Note that flats with less than 60 years of remaining lease face restrictions on CPF usage and HDB loan eligibility.
See all blocks in Toa Payoh →
Frequently Asked Questions
What is the cheapest HDB flat in Toa Payoh?
The most affordable HDB block in Toa Payoh is Block 55 Lorong 5 Toa Payoh with a median price of $212,500.
Can I use CPF for older HDB flats in Toa Payoh?
CPF can be used for HDB flats with at least 20 years of remaining lease at the point of purchase. The oldest blocks in Toa Payoh have 40 years left. Check individual block pages for details.
Why are some HDB flats in Toa Payoh so cheap?
Lower-priced HDB flats in Toa Payoh are typically older blocks with shorter remaining leases, smaller flat types (1-2 room), or located on lower floors. Lease decay accelerates as the remaining lease shortens.
How much is a budget HDB flat in Toa Payoh?
The 10 most affordable HDB blocks in Toa Payoh have median prices ranging from $212,500 to $253,000.
Is it worth buying a cheap HDB flat in Toa Payoh?
Affordable flats in Toa Payoh can offer value for buyers on a budget, but shorter leases mean faster depreciation. Use our lease decay projections on individual block pages to assess long-term value. This is not financial advice.
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