HDB Resale Flats Under $300,000 (2026)
302 HDB blocks across 22 towns have a median resale price under $300,000 as of Apr 2026. Geylang has the most options with 49 blocks at a median of $262,500.
Buying Under $300,000: What to Expect
This is the ultra-budget segment, representing just 3% of all HDB blocks. Options are concentrated in mature estates with older leases, averaging 51 years remaining. Most blocks in this range are 3 Room flats. Buyers should carefully assess remaining lease against CPF eligibility requirements.
HDB Blocks Under $300,000 by Town
| Town | Blocks | Median Price | Avg Lease | Flat Types Available |
|---|---|---|---|---|
| Geylang | 49 | $262,500 | 44 yrs | 2 Room, 3 Room, 4 Room, 5 Room |
| Toa Payoh | 42 | $270,000 | 44 yrs | 2 Room, 3 Room, 4 Room, 5 Room |
| Jurong West | 29 | $270,000 | 50 yrs | 2 Room, 3 Room, 4 Room, 5 Room |
| Bedok | 27 | $280,000 | 53 yrs | 2 Room, 3 Room, 4 Room, 5 Room, Executive |
| Bukit Batok | 20 | $288,000 | 61 yrs | 3 Room, 4 Room |
| Yishun | 20 | $280,000 | 63 yrs | 2 Room, 3 Room, 4 Room |
| Kallang/Whampoa | 18 | $271,000 | 46 yrs | 2 Room, 3 Room, 4 Room, 5 Room |
| Woodlands | 18 | $270,000 | 56 yrs | 2 Room, 3 Room, 4 Room, 5 Room, Executive |
| Bukit Merah | 16 | $270,000 | 45 yrs | 1 Room, 2 Room, 3 Room, 4 Room |
| Queenstown | 15 | $283,000 | 42 yrs | 2 Room, 3 Room, 4 Room |
| Ang Mo Kio | 14 | $257,000 | 56 yrs | 2 Room, 3 Room, 4 Room |
| Jurong East | 9 | $285,000 | 50 yrs | 3 Room, 4 Room, 5 Room |
| Hougang | 6 | $288,000 | 55 yrs | 3 Room, 4 Room, 5 Room |
| Bukit Panjang | 4 | $284,000 | 69 yrs | 2 Room, 3 Room, 4 Room |
| Clementi | 3 | $285,000 | 59 yrs | 2 Room, 3 Room |
| Sembawang | 3 | $295,000 | 87 yrs | 2 Room, 3 Room |
| Serangoon | 3 | $285,000 | 56 yrs | 2 Room, 3 Room, 4 Room |
| Central Area | 2 | $292,500 | 50 yrs | 2 Room, 3 Room, 4 Room |
| Bishan | 1 | $290,000 | 46 yrs | 3 Room, 5 Room |
| Choa Chu Kang | 1 | $282,000 | 84 yrs | 2 Room, 3 Room |
| Marine Parade | 1 | $252,500 | 48 yrs | 2 Room |
| Pasir Ris | 1 | $298,000 | 54 yrs | 3 Room, 5 Room |
Flat Types Available Under $300,000
| Flat Type | Blocks Under $300,000 | Median Price | Avg Remaining Lease |
|---|---|---|---|
| 3 Room | 257 | $280,000 | 51 yrs |
| 2 Room | 90 | $256,000 | 51 yrs |
| 4 Room | 58 | $283,000 | 56 yrs |
| 5 Room | 21 | $280,000 | 48 yrs |
| Executive | 3 | $298,000 | 52 yrs |
| 1 Room | 1 | $205,000 | 48 yrs |
Lease Profile of Affordable Blocks
253 blocks (84%) under $300,000 have less than 60 years remaining on their lease. These blocks face restrictions on CPF usage and HDB loan eligibility. Buyers should check the remaining lease against their age to ensure they can fully utilise CPF for the purchase.
| Remaining Lease | Blocks | % of Total |
|---|---|---|
| 70–89 years | 11 | 4% |
| 60–69 years | 38 | 13% |
| 50–59 years | 95 | 31% |
| Under 50 years | 158 | 52% |
Most Affordable HDB Blocks in Singapore
| Block | Street | Town | Median Price | Remaining Lease |
|---|---|---|---|---|
| Blk 7 | Telok Blangah Crescent | Bukit Merah | $205,000 | 48 yrs |
| Blk 191 | Boon Lay Drive | Jurong West | $207,500 | 53 yrs |
| Blk 113 | Bedok North Street 2 | Bedok | $210,000 | 51 yrs |
| Blk 81 | Macpherson Lane | Geylang | $210,000 | 49 yrs |
| Blk 55 | Lorong 5 Toa Payoh | Toa Payoh | $212,500 | 40 yrs |
| Blk 218 | Marsiling Crescent | Woodlands | $213,000 | 64 yrs |
| Blk 438 | Yishun Avenue 11 | Yishun | $215,500 | 73 yrs |
| Blk 51 | Circuit Road | Geylang | $217,000 | 43 yrs |
| Blk 106 | Bedok North Avenue 4 | Bedok | $220,000 | 54 yrs |
| Blk 2 | Jalan Bukit Ho Swee | Bukit Merah | $220,000 | 46 yrs |
Frequently Asked Questions
How many HDB flats are under $300,000 in Singapore?
302 HDB blocks across 22 towns have a median resale price under $300,000 as of Apr 2026.
Which town has the most HDB flats under $300,000?
Geylang has the most options with 49 blocks under $300,000, at a median price of $262,500.
What flat types can I buy under $300,000?
The most common flat types under $300,000 are 3 Room (257 blocks), 2 Room (90 blocks), 4 Room (58 blocks), 5 Room (21 blocks), Executive (3 blocks), 1 Room (1 blocks).
Are HDB flats under $300,000 old?
The lease profile varies. 4% of blocks under $300,000 have 70–89 years remaining. 84% have less than 60 years remaining, which may affect CPF usage.
Can I use CPF to buy an HDB flat under $300,000?
CPF can be used if the remaining lease covers the youngest buyer until age 95. Blocks with less than 60 years remaining may have reduced CPF eligibility. 253 blocks (84%) in this price range have under 60 years left.
Related Questions
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