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Block 95 Lorong 4 Toa Payoh

3 Room · 4 Room · Built 1967 · 40 years remaining lease · Updated Aug 2025 MOP Cleared

Block 95 Lorong 4 Toa Payoh has 16 recorded HDB resale transactions since 2017. Latest sale: $358,000 (Aug 2025, 3 room, floors 04–06). Median $4,583/sqm. Prices up 28.9% over the past five years. Built 1967, 40 years lease remaining.

Latest Sale
$358,000
Aug 2025 · 3 ROOM · Floor 04-06
Median $/sqm
$4,583
Based on 16 transactions
Total Transactions
16
Since Jan 2017
5-Year Trend
▲ +28.9%
Median price change
Median Price ?
Top 91%
#270 / 296 Top 91%
Latest Sale ?
Top 86%
#255 / 296 Top 86%
Value ($/sqm) ?
Top 85%
#252 / 296 Top 85%
5-Year Growth ?
Top 63%
#138 / 220 Top 63%
Price Trend
Source: HDB Resale Flat Prices, data.gov.sg. Updated monthly.
What's Your Unit Worth?
HDB records transactions in 3-storey bands (e.g. 01 TO 03). Pick the band closest to your floor.
Estimated Market Value
--
Future Value Projection
Market Appreciation
+5.2%/yr
vs
Lease Decay
−1.14%/yr
Growth assumption
Based on this block’s +28.9% growth over 5 years
Estimated value in --
--
Market appreciation --
Lease decay --
Net effect --
Projection uses Bala's Table (SLA leasehold model) for lease decay and your selected growth rate for appreciation. Lease decay is non-linear and accelerates as remaining lease shortens. Past growth does not guarantee future performance. Not financial advice.
Lease Decay Projection
0 years 40 years remaining 99 years
40 years 10 months
Remaining lease
↓ 1.14%/yr
Annual lease decay (Bala's Table)
Based on Bala's Table (SLA leasehold relativity model). At 40 years remaining, decay is accelerating (~1.14%/yr). It accelerates significantly below 40 years. Lease decay is approaching the rate where it offsets market appreciation.
Rental & Yield

What this block rents for, and the gross rental yield (annual rent ÷ resale price). This block has too few rentals on record, so figures shown are the Toa Payoh average.

Flat type Median rent /mo Gross yield Based on
3-Room $2,900 typically $2,600–$3,100 8.9% Toa Payoh avg · block too thin
4-Room $3,650 typically $3,250–$4,000 4.4% Toa Payoh avg · block too thin
Gross yield is annual rent before maintenance, property tax, and vacancy, so net return is lower. Renting out a whole HDB flat requires meeting the 5-year Minimum Occupation Period and HDB approval. Rents are owner-declared to HDB and unverified.
Source: HDB Renting Out of Flats, data.gov.sg (Singapore Open Data Licence).
Primary schools nearby

This block is inside the 1 km Primary 1 priority zone for 1 popular school. When a school is oversubscribed, MOE ballots by home–school distance, and homes within 1 km are drawn first.

Compare homes near all 50 popular schools
Distances are straight-line estimates from this block, indicative only. MOE measures from its own school reference point, so confirm the exact distance before relying on it.
All Transactions
Date Floor Type Area Price $/sqm
Aug 2025 04 TO 06 3 ROOM 60 sqm $358,000 $5,967
Jul 2025 01 TO 03 3 ROOM 60 sqm $345,000 $5,750
Jul 2025 01 TO 03 3 ROOM 60 sqm $348,000 $5,800
Dec 2024 01 TO 03 3 ROOM 60 sqm $318,000 $5,300
Jan 2023 04 TO 06 3 ROOM 60 sqm $275,000 $4,583
Dec 2022 01 TO 03 3 ROOM 60 sqm $288,888 $4,815
Jul 2022 04 TO 06 3 ROOM 60 sqm $275,000 $4,583
Jul 2022 04 TO 06 3 ROOM 60 sqm $278,000 $4,633
Oct 2021 01 TO 03 3 ROOM 60 sqm $270,000 $4,500
Aug 2021 04 TO 06 3 ROOM 60 sqm $276,000 $4,600
Jun 2021 01 TO 03 3 ROOM 60 sqm $260,000 $4,333
Feb 2021 01 TO 03 4 ROOM 120 sqm $503,000 $4,192
Feb 2020 04 TO 06 3 ROOM 60 sqm $257,000 $4,283
Nov 2019 04 TO 06 3 ROOM 60 sqm $235,000 $3,917
Jul 2019 04 TO 06 3 ROOM 60 sqm $200,880 $3,348
Jun 2018 01 TO 03 3 ROOM 60 sqm $220,000 $3,667
Showing 16 of 16 transactions
Source: HDB Resale Flat Prices, data.gov.sg (Singapore Open Data Licence).

About Block 95 Lorong 4 Toa Payoh

Block 95 at Lorong 4 Toa Payoh is a residential HDB block in Toa Payoh, Singapore, built in 1967 with approximately 40 years remaining on its 99-year lease. The block contains 3 room, 4 room flats, with resale prices ranging from $200,880 to $503,000 based on 16 recorded transactions since January 2017. The most recent transaction was a 3 room flat on storeys 04 TO 06 sold for $358,000 in 2025-08. The current median price per square metre is $4,583. Over the past five years, resale prices at this block have increased by approximately 28.9%. Under Bala's Table (the Singapore Land Authority's official leasehold valuation model), the block's leasehold relativity ratio is 0.7546, with an annual lease decay rate of approximately 1.14%. All transaction data is sourced from Singapore's data.gov.sg open data platform and is updated monthly.

Frequently Asked Questions

How much is an HDB flat at Block 95 Lorong 4 Toa Payoh worth?

The most recent resale transaction at Block 95 Lorong 4 Toa Payoh was $358,000 for a 3 room flat in 2025-08. The median price per square metre across all flat types is $4,583, based on 16 transactions since January 2017. Data sourced from data.gov.sg.

What is the remaining lease for Block 95 Lorong 4 Toa Payoh?

Block 95 Lorong 4 Toa Payoh was built in 1967 and has approximately 40 years and 10 months remaining on its 99-year lease. Under Bala's Table (the SLA leasehold valuation model), the annual lease decay rate is 1.14%, meaning the leasehold value decreases by approximately 1.14% per year at the current remaining lease.

What flat types are available at Block 95 Lorong 4 Toa Payoh?

Block 95 Lorong 4 Toa Payoh in Toa Payoh contains 3 room, 4 room flats. Resale prices range from $200,880 to $503,000 based on historical transaction records from data.gov.sg.

Have HDB prices at Block 95 Lorong 4 Toa Payoh gone up or down?

Resale prices at Block 95 Lorong 4 Toa Payoh have increased by approximately 28.9% over the past five years. The current median price is $275,500, with the most recent sale at $358,000 in 2025-08.

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